Rated Excellent on Trustpilot

Employer protection that makes sense

Employer Protection That Makes Sense

Protecting your business when circumstances change shouldn’t be complicated. That’s why we provide a fully managed service.

Complete employer protection

Offering a salary sacrifice scheme means entering into a long-term agreement with your employees. Our approach is built around clear terms, practical support, and a structure that helps your business manage changes over time.

From setup through to the end of each agreement, everything is handled in line with defined terms, so you have clarity on how the scheme works, what’s included, and how different situations are managed.

Our agreement is designed to support your business if an employee leaves or their circumstances change. It gives you clarity on how situations are handled, reducing uncertainty and ensuring a consistent approach across your workforce.

01

Employee resignation or changes in employment

If an employee leaves or their role changes, the agreement is reviewed and costs are handled based on the timing and terms in place.

02

Salary changes or reduced hours affecting affordability

If pay drops and the scheme can no longer be supported, the arrangement is reviewed and may be adjusted or brought to an end.

03

Redundancy,
long-term sickness
or parental leave

If an employee's circumstances change, we review the agreement and cover costs where conditions are met.

Months 0–3

Settling in period

Employee salary, employment status and National Minimum Wage compliance are confirmed before and during this stage, helping identify and resolve any issues early.

Months 0–3
Month 3 onwards

Protection in place

By this stage, employees have been assessed and the arrangement is established. Early termination cover applies from this point, in line with the agreement terms

Month 3 onwards
End of term

Agreement completion

At the end of the term, the vehicle is returned in line with the agreement. Employees can then take a new vehicle or leave the scheme.

End of term

A provider built to last the full term of every agreement

Your employees sign 24-48 month agreements. The business holding that lease with you needs to be stable and here for the duration. We're a family-run business with over 40 years in the automotive industry and long-standing dealer relationships across the UK, giving you confidence every agreement is supported for the full term.

Years in the automotive industry
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Established expertise and dealer relationships.

UK employees on the scheme
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Across a range of industries.

Excellent

Trustpilot-reviews

Rated by employers and employees for transparency and ease.

Models available
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No manufacturer ties. Employees choose from the whole market.

One dedicated person. Not a department.

When something comes up, a payroll question, a change in an employee's situation, a vehicle query, you speak to one person who knows you and your business. No repeating yourself.

From setup through to end of agreement

Your contact is there from the first conversation, not handed over after onboarding.

Faster decisions

No waiting for approvals.
Your contact has the authority to act.

They know your setup

Your payroll, your team, your agreements, managed by your representative.

Complex cases handled directly

Variable hours, maternity leave, redundancy, dealt with by someone who knows your business.

Consistent throughout

The same person from month one to the end of every agreement.

What your business is covered for

Example scenarios to help you understand how different situations are managed under the agreement

01

Employee hands in their notice

The agreement is reviewed, with any resulting costs determined by the timing of the resignation and the agreed terms.

02

Salary drops or hours reduce

Where a change in pay affects affordability, the arrangement is reviewed and may be adjusted or brought to an end.

03

Dismissal or redundancy

The agreement is reviewed and may be ended, with costs handled in accordance with the terms and circumstances.

04

Salary approaches NMW threshold

Pay is assessed throughout the term, with the arrangement adjusted or stopped where necessary to maintain compliance.

05

Fines, damage or penalties

Responsibility for fines, damage and additional charges remains with the employee, as set out in the agreement.

06

End of agreement

At the end of the term, the vehicle is returned in line with the agreement, with the option to renew or leave the scheme.

The agreement is reviewed, with any resulting costs determined by the timing of the resignation and the agreed terms.

Where a change in pay affects affordability, the arrangement is reviewed and may be adjusted or brought to an end.

The agreement is reviewed and may be ended, with costs handled in accordance with the terms and circumstances.

Pay is assessed throughout the term, with the arrangement adjusted or stopped where necessary to maintain compliance.

Responsibility for fines, damage and additional charges remains with the employee, as set out in the agreement.

At the end of the term, the vehicle is returned in line with the agreement, with the option to renew or leave the scheme.

Compliance built in from the start

A salary sacrifice arrangement cannot take an employee below National Minimum Wage. We check this before every agreement and monitor it throughout.

Threshold maintained throughout

Salary cannot fall below NMW after the deduction. We check this before every agreement is signed and monitor it during the term.

Alternative arrangements available

If an employee's salary approaches NMW levels, we can adjust the package, reducing the sacrifice amount or restructuring the agreement.

Vehicles can be returned or restructured

Where NMW compliance can’t be maintained, the vehicle can be returned or the agreement restructured in line with the agreement terms.

Clear from the start, who does what

Responsibilities are clearly explained and agreed up front, with terms set out from the start.

Your business

Your employee

Some situations may need a quick extra check, like variable hours or existing company car allowances. We’ll talk it through with you before anything is finalised.

A clear monthly payment

The main parts of the vehicle package are combined into one clear monthly amount, making it simple for employees to understand and manage.

Fully comprehensive insurance

Included in the monthly payment

Servicing & maintenance

All scheduled servicing and routine maintenance covered throughout.

24/7 breakdown cover

UK-wide roadside assistance included.

Tyres

Tyre replacement covered (FW&T)

Road tax

Included for the full duration.

Home charger installation

Optional installation

Want to understand how the protection works for your business?

We'll walk you through the structure, explain exactly what's covered, and help you decide whether the scheme is the right fit for your team.

Enquire now — it's free

A clear response, usually within the same business day.

Simple, straightforward and fuss-free.

Request information

We typically reply within the same working day.